Construction Loan
Finances the cost of building your home. As work is completed, funds are drawn to cover the progress. Often converts to a permanent mortgage when finished.
Financing & Rates for Your Modular Home
One of the biggest misconceptions about modular homes is that they're hard to finance. In fact, because they're built to the same codes and standards as site-built homes, financing options are very similar — and we'll help you understand them.
Common Financing Paths
Construction-to-Permanent Loan
A single loan that converts to a permanent mortgage at completion — one closing, one set of fees, and a smoother process overall.
Lot & Home Packages
When you're buying both land and home, a combined package can often be financed together, simplifying the paperwork.
What to Budget
- The home and factory options — your floor plan, finish package and upgrades.
- The land or lot — purchase price and any site preparation.
- Foundation and utilities — footings, connections, and hook-ups at your site.
- Delivery and set-up — transport and placement of the modules.
- Closing and permits — local fees and administrative costs.
We'll give you a clear, itemized estimate so there are no surprises along the way.
Today's Rates & Packages
Rates change often, and every situation is a little different. For current pricing on our floor plans and a personalized estimate, contact our team — we're glad to walk you through it.
Ready for a personalized estimate? Call (504) 250-4771 (Tara) or (504) 259-5556 (Terry), or email tara@terrytedesco.com.